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California Auto Insurance & SR-22

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California Auto Insurance and SR-22



California Insurance


Not only can a DUI conviction cost you in fines and court cost, it may also impact your car insurance rates and coverage.

The requirement to show proof of insurance comes in the form SR-22. This is a Department of Motor Vehicle form (similar to SR-1).

The difference is the SR-1 is required when you have an accident or you are ticketed for not having proof of insurance; the SR-22 is for DUI.

An SR-22 is required by each person arrested or convicted for a DUI and who are in a program and who want to get a restricted license.

To get a restricted license after being arrested for a DUI you have to do 3 things: 1) Pay a re-issue fee of $125.00, 2) Show proof of financial responsibility (SR-22) and 3) Show proof of enrollment in approved DUI program.

Other situations where you will need to show an SR-22 to the DMV to have your license returned:

  1. Those convicted in the court of a DUI and sent to a DUI school[link]. If the four months is not up by the time the DMV receives notice from the court of your conviction, then the requirement to show an SR-22 goes into effect.
  2. Those that had their licenses restricted by the court for a DUI.
Proof of insurance must be maintained for a period of three years from the date the original 4 month suspension would have been up. Proof of insurance will stay active, and you will not need to re-submit an SR-22, if you do not cancel the policy or get dropped during the 3 year period. The insurance policy that the SR-22 is filed under must remain in effect. If for any reason your policy is no longer in effect the insurance carrier is required to contact the DMV. The DMV will then notify you that by a certain date you will have to file another SR-22 with them or your license will be suspended.